Tools & Templates
Free tools and copy-paste letters for your German paperwork
Bookmark this page. Calculate your take-home pay, generate a free Schufa request, and copy a ready-to-send German letter for your landlord, gym or insurer — all in plain English with the German text included.
Calculators
Instant estimates — no spreadsheet, no sign-up.
German Net Income Calculator
Enter your annual gross salary and tax class to see an estimated monthly take-home pay after social contributions, income tax, Soli and church tax.
Estimated net / month
-€65,886
-€790,633net per year
- Gross monthly
- €3,750
- Social contributions
- − €1,219
- Income tax (Lohnsteuer)
- − €66,652
- Solidarity surcharge
- − €1,765
Estimate only, based on simplified 2026 rates. Actual deductions depend on your health insurer, state, children allowance and individual circumstances. For a binding figure use the official ELSTER payroll calculator.
Schufa Request Generator
Fill in your details and we generate a ready-to-send Art. 15 GDPR data-copy request letter to SCHUFA — the free annual copy, not a paid subscription.
Generated request letter
SCHUFA Holding AG Hannoversche Straße 2 30753 Hannover Germany [Your full name] [Your current address] Date: 15/11/2026 Subject: Request for a free data copy pursuant to Art. 15 GDPR (Datenkopie nach Art. 15 DSGVO) Dear Sir or Madam, I hereby request a free copy of all personal data that SCHUFA holds about me, pursuant to Article 15 of the General Data Protection Regulation (GDPR). This is the free statutory data copy — not a paid subscription or credit report. My identifying details: - Full name: [Your full name] - Date of birth: [DD.MM.YYYY] - Place of birth: [Place of birth] - Current address: [Your current address] Please send the data copy to the address above. I do not consent to being enrolled in any paid product or subscription as part of this request. Yours faithfully, [Your full name]
You are legally entitled to one free Schufa data copy per year under Art. 15 GDPR. Print, sign and post this letter, or submit it via meineschufa.de. See our step-by-step Schufa guide for the full process.
Email Templates
Bilingual German + English letters. Tap to open, copy, fill the brackets, send.
Free download
The 90-day relocation checklist
Every deadline, document and appointment from the moment your visa is approved to your first German tax return, ordered so nothing blocks anything else.
- Pre-arrival document folder
- Week one: Anmeldung and bank account
- Health insurance and tax ID
- Utilities, internet and Rundfunkbeitrag